There was a good piece in this month’s edition of Financial Advisor magazine written by Roy Diliberto about couples and how they deal with money. It’s no secret that an inability to discuss and understand attitudes about money causes many relationships to ultimately fall apart.

Have you ever pondered how many financial professionals you need? I ask because I know that about 1/3rd of my clients work with me and at least one other advisor.

I’ve given some thought lately to lowering the average age of my clients. It’s an issue most financial advisors deal with when they look through their book of business and realize that most of their largest accounts are people in their 60’s, 70’s and older.

In the financial planning profession, many advisors focus on investment management. The focus is often so strongly on managing investments that all the other components of financial planning which people want and need are ignored.

As a small-business owner, one of your goals is to be as productive as possible while minimizing costs. This basically defines efficiency. It is during these tough economic times that cutting expenses becomes increasingly important.

People’s attitudes towards money obviously change as they get older. The crucial middle years of 40-60 are a time when people generally focus the most on saving, accumulating wealth, and pondering the concept of retirement.

Equity markets around the world have been under heavy pressure this month from a widening European sovereign debt crisis. The following commentary addresses short-term opportunities and long-term issues facing investors in light of this latest European sovereign debt crisis.

With interest rates at rock bottom and a growing expectation that rates will move upwards over the next year, many investment managers are jumping back into the floating rate bank loan space—an asset class which historically performs very well in low and rising interest rate environments.

It certainly looks that way to me. Throughout my eight years in the financial planning profession I’ve watched the rapid transition from commission and transaction-based business models into fee models.

Welcome to my annual tax post. I’m feeling pretty confident heading into this year’s tax season as it appears the average person will pay less tax and have more credits/deductions than last year.