While it may be the case that not everyone needs to work with a financial advisor, I think there is a tremendous amount of value which can be unlocked from such a relationship when the correct client/planner match is found.

From what I’ve seen, fee-based advisory firms, my own included, generally charge an annual fee which ranges from .75% to 1.75% of assets under management. Generally, the larger your account balance, the more likely you are to receive a lower fee.

I thought this entry would be interesting for both financial advisors and for people who work with them. Having a truly productive relationship with your financial advisor means trusting them and giving them the needed information to figure out how to really help you.

Americans love getting big checks. The instant gratification of dramatically increasing one’s liquid net worth is far more desirable for most people than the comfortable but far less exciting feeling of getting a check every month for the rest of their life.

Save Early and Often – It’s some of the most popular financial advice out there – start saving in your 20’s, and yet so many people don’t do it. I understand that people have other obligations such as paying off debts and getting established in their careers which can interfere with implementing a savings plan.

The post below is a copy of an interview which Mint.com ran last week about me. To read the interview you can view the transcript below or visit the link. It’s always nice to get some recognition from other financial news outlets given all the time and energy I put into maintaining the blog and educating my clients about financial planning strategies. Enjoy!

I often get asked quick questions such as “how much house can I afford?” or “how much life insurance do I need?” Personal finance is a very subjective science and the answers can vary widely depending on who is doing the asking.

I’m a big fan of rolling over 401K plans into IRA accounts. For many people, a 401K plan will represent one of their retirement income ‘prongs’ along with after-tax savings, pensions, and social security.