January 14, 2020

What is the Secure Act?

January 14, 2020

I spent the morning reading through the highlights and some parts of the actual text of the bill on the Congress.gov website. I’m liking most of what see – many of these changes seem to be logical updates to policies that have needed some attention for a while.

Russell Bailyn

September 16, 2019

Investing, Financial Planning

My Take On Interest Rates

Russell Bailyn

September 16, 2019

Investing, Financial Planning

The common wisdom over the past decade has been that interest rates are going to rise. I felt so good locking in a 3.5% mortgage rate earlier this year because that was a once-in-a-lifetime opportunity. Or was it?

Russell Bailyn

November 13, 2018

Investing

Making Sense Of Recent Market Volatility

Russell Bailyn

November 13, 2018

Investing

I’ve received a few calls this week to get my opinion on the current market downturn. Its understandable considering October turned out to be the worst month for stocks since October of 2008, shortly after…

Russell Bailyn

January 20, 2016

Investing, Financial Planning, Estate Planning

Keep Your Eye On The Ball | Reconsider Selling Positions During Downturn

Russell Bailyn

January 20, 2016

Investing, Financial Planning, Estate Planning

I thought this would be a good time to refocus any of my readers out there who may be getting distracted by the recent market decline. For the majority of investors, market volatility should either be ignored, or treated as an opportunity to add to your portfolio at “sale” prices.

Russell Bailyn

May 27, 2015

Financial Planning

Why Hire A Financial Advisor?

Russell Bailyn

May 27, 2015

Financial Planning

While it may be the case that not everyone needs to work with a financial advisor, I think there is a tremendous amount of value which can be unlocked from such a relationship when the correct client/planner match is found.

Alan Gaskill

May 20, 2015

Financial Planning

Gen Y: The Evolving Financial Planning Practice

Alan Gaskill

May 20, 2015

Financial Planning

Gen Y is a large and increasingly affluent segment of the population. As the number of clients under 40 in my practice continues to grow, I’m noticing clear themes emerging about what this demographic is looking for.

Russell Bailyn

January 7, 2015

Investing, Insurance

The Case For Universal Life Insurance As A Conservative Investment Alternative

Russell Bailyn

January 7, 2015

Investing, Insurance

Everything we do in life involves some element of risk. Some risks are known, and believed to be understood, while others are more uncertain and involve either probability or magnitude that we find difficult to quantify.

Russell Bailyn

December 16, 2014

Estate Planning

Estate Planning Basics: What Everyone Should Know

Russell Bailyn

December 16, 2014

Estate Planning

I like to write at least one article on basic estate planning each year because it’s just that important. Financial advisors spend years working on financial plans and investment programs that can easily be dislodged by overlooking small estate planning tasks.

Russell Bailyn

December 3, 2014

Between the Lines: Market Commentary from First Allied Asset Management

Russell Bailyn

December 3, 2014

Below are some headlines which have been moving the markets this week. The articles highlighted below are provided by First Allied Asset Management. I’m not sure how many of you did “Black Friday” shopping last week but I can tell you the malls were dead around Long Island, New York.

Russell Bailyn

November 17, 2014

Financial Planning

Financial Planning & Investment Advisory Fees – What is Reasonable?

Russell Bailyn

November 17, 2014

Financial Planning

From what I’ve seen, fee-based advisory firms, my own included, generally charge an annual fee which ranges from .75% to 1.75% of assets under management. Generally, the larger your account balance, the more likely you are to receive a lower fee.

Russell Bailyn

September 26, 2014

Financial Planning

8 Questions Financial Advisors Should Ask Their Clients

Russell Bailyn

September 26, 2014

Financial Planning

I thought this entry would be interesting for both financial advisors and for people who work with them. Having a truly productive relationship with your financial advisor means trusting them and giving them the needed information to figure out how to really help you.

Russell Bailyn

August 26, 2014

Debating the Fed’s Current Interest Rate Policy

Russell Bailyn

August 26, 2014

I find the entire debate surrounding economic interest rates to be highly significant at the moment. What is supposed to be a policy tool used by the Federal Reserve to contain inflation and occasionally encourage either economic expansion or contraction has turned into a drug which our economy is gradually becoming immune to.