I thought this would be a good time to refocus any of my readers out there who may be getting distracted by the recent market decline. For the majority of investors, market volatility should either be ignored, or treated as an opportunity to add to your portfolio at “sale” prices. Even for those of you who are retired and may be taking occasional distributions to supplement your other income sources, there is likely no need to sell positions right now to raise cash. Doing so will likely be a regrettable decision, even if the market moves lower before it eventually trades higher. Well-built, diversified portfolios, should be able to withstand prolonged periods of market volatility, just as they always have in the past.